Finding the right home at the right price is just one part of a home sale or purchase. Allen Brothers is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (713) 524-2292 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Anticipated closing costs

There are certain typical fees associated with closing the sale of a house. These fees are often split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Texas to help guide you through your deal.

Closing costs that are loan-related    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, I'll not only work to get the highest sales price, but I'll also advocate for reduced closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: When buying real estate in Harris County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a reasonable range so you're not surprised when you show up at the closing appointment. I'll be happy to review the GFE with you, answering your questions and highlighting any estimates that are uncertain.

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